DesignUp x Futur2 — Future of Currency 2025Restore • Earn • Share • Empower • Transform

What if we inherited debt for the planet's damage, and could only pay it back through repair?

Challenge
DesignUp x Futur2 — Future of Currency 2025
Project type
Solo Project
Role
Speculative Designer
Duration
1 Week
RE-SET

Becoming acriticalthinker

I had been circling around for a while through coursework and curiosity. I was drawn to how it used design not to solve today’s problems, but to ask better questions about tomorrow. It felt like permission to think bigger, weirder, more provocatively than typical UX work allowed.

I stumbled on this challenge at the right time through destiny (or LinkedIn’s algorithm) and it became my entry point into applying futures thinking, moving from curiosity about speculative design to actually building coherent, defensible scenarios.

1.1The Brief
What does currency look like in 2050?
What if it measured trust, care, or attention instead of just money?
The brief

Design a speculative future set in the year 2050. What does “currency” look like in this future? Does currency mean money, or something more — trust, emotion, reputation, energy, attention?

Capitalism’s Favorite Trick: Let Tomorrow Pay

Today's extractive economy
Today's extractive economy

Right now, we damage the planet and future generations pay for it. Companies pollute, governments subsidize extraction, we all consume and the bill goes to people not yet born.

There’s no real system forcing us to fix what we break. Carbon credits can be bought and fines can get paid.

The accountability gap here is massive, regenerative economics and “right to repair” movements are growing, but currency itself still rewards accumulation over everything else.

So I asked:
What if this damage is tracked like debt? And what if the only way to reduce it is through actual repair?

Welcome to the Redemptocene

By 2050, climate tipping points have been crossed. Forests are dying, resource wars are happening. Societies realise they need a new approach.

2050 scenario: the Redemptocene
2050 scenario: the Redemptocene

Instead of voluntary sustainability, they make accountability infrastructural. Everyone gets assigned a Legacy Debt score, a number representing:

  1. 1Historical damage (the world you inherited)
  2. 2Your projected lifetime impact

Think of it like a carbon footprint, but for everything. It’s tracked across three categories:

  • Eco-Debt
    Your environmental footprint
  • Trust-Debt
    Your social reliability
  • Impact-Debt
    Your societal contribution

The key rule: you cannot reduce this debt with money.

3.1Enter RE-SET

The currency system that makes it work

Restore • Earn • Share • Empower • Transform
RE-SET system

When you complete verified regenerative actions, you mint RE-SET tokens. You can choose to:

  1. 1Redeem to erase Legacy Units → Directly reduce your debt score
  2. 2Convert to real benefits → Unlock perks like transit passes, housing subsidies, green loans

How it works

  1. Step 01

    Inherit Legacy Debt, in Legacy Units (LUs)

    Inherit a debt score representing your share of environmental and social damage; historical burden plus projected lifetime impact.

  2. Step 02

    Perform regenerative actions

    Reduce debt through verified repair work. Money doesn’t work here, only action does.

  3. Step 03

    Verify (app + satellite / AI)

    Actions get verified through satellite monitoring, AI systems, and community validation.

  4. Step 04

    Mint RE-SET tokens

    Verified repair mints RE-SET tokens. They can’t be bought, sold, or traded, only earned through documented repair.

  5. Step 05

    Redeem: erase LUs, or unlock perks

    Spend tokens to reduce your debt score or unlock real benefits; transit passes, housing subsidies, green loans.

Building the world of RE-SET

Today’s Economy is Devouring Tomorrow’s
PROCESS / 0105 STEPS
Research & method

Today’s Economy is Devouring Tomorrow’s

To contrast present day against an alternative future. The visual split showing where we are versus where we could go.

01/05

SELECT A STEP TO EXPLORE AUTO-ADVANCES

The Longlisting, the Conference, and some Trend Cards

Outcome — longlisting

Knowing my work was part of a list of global entries where it was seen, discussed and appreciated by some of the sharpest minds in the field was a real goldfish moment* for me.

*Find out what that means...

What This Taught Me About Designing Futures

  1. Getting nerdy with method

    Frameworks and structure help guide thinking, allowing speculative ideas to be grounded in signals, patterns, and logical progression to build a plausible future scenario.

  2. Futures work needs many minds

    Working solo was a challenge requirement so I didn’t get any feedback; which was a mistake. Diverse perspectives in futures thinking can help catch blind spots and challenge assumptions.

  3. Design the failure modes

    Including risks and uncertainties is part of the speculation and also of thoughtful design. It encourages conversation.

This project opened futures thinking as a core part of my practice. I’m exploring:

How speculation can inform present-day product decisions

How speculation can inform present-day product decisions

Participating in or running futures workshops with communities

Participating in or running futures workshops with communities

Where foresight meets ethics in real projects

Where foresight meets ethics in real projects

If you want to debate whether Legacy Debt is dystopian or necessary, or collaborate on futures work, let’s talk!

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